1. - APR = Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “New & Used Auto rates as low as 4.49% APR” apply to well-qualified applicants with credit scores of 760, loan terms of 36 months and vehicles with less than 80,000 miles. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Not all applicants will qualify for the lowest rate.
Other restrictions may apply.
Loan rate effective as of 08/03/2024, and is subject to change without notice. Payment Example: 36 monthly payments of approximately $29.81 per $1,000 borrowed at 4.49% APR.
2. - APR = Annual Percentage Rate. Credit criteria applies and not all applicants will qualify. Rates for approved loans are based on the applicant's credit history. "Motorcycle & ATV rates as low as 9.29% APR" apply to well-qualified applicants with credit scores of 770, loan terms of 60 months, and 2023 or newer model. Loan term, loan to value (LTV), and/or down payment are examples of terms that may vary based upon your credit history.
Other restrictions may apply.
Loan rate effective as of 09/07/2023, and is subject to change without notice. Payment Example: 60 monthly payments of approximately $20.99 per $1,000 borrowed at 9.29% APR.
3. - APR = Annual Percentage Rate. Credit criteria applies and not all applicants will qualify. Rates for approved loans are based on the applicant's credit history. "Boat rates as low as 9.49% APR" apply to well-qualified applicants with credit scores of 760, loan terms of 96 months, 2022 or newer models, and loan amounts up to $15,000. Loan term, loan to value (LTV), and/or down payment are examples of terms that may vary based upon your credit history.
Other restrictions may apply.
Loan rate effective as of 04/06/2023, and is subject to change without notice. Payment Example: 96 monthly payments of approximately $14.97 per $1,000 borrowed at 9.49% APR for a loan amount up to $15,000. Personal watercraft such as jet skis are not included with this vehicle type.
"RV rates as low as 8.29% APR" apply to well-qualified applicants with credit scores of 760, loan terms of 96 months, 2023 or newer models, and a minimum loan amount of $15,000. Loan term, loan to value (LTV), and/or down payment are examples of terms that may vary based upon your credit history.
Other restrictions may apply.
Loan rate effective as of 09/20/2024, and is subject to change without notice. Payment Example:96 monthly payments of approximately $14.34 per $1,000 borrowed at 8.29% APR for RV loans of $15,000 or more.
4. - To be eligible for our skip-a-pay program, the following criteria must be met:
- You must be an active member with at least $10 in Share Account
- The loan must have existed for at least nine (9) months before it is eligible.
- All deposit accounts must have a positive balance
- All Leaders CU loans must be current
- Must not have been delinquent on any Leaders CU loan in the past 12 months (30 days overdue)
- Loans secured by Real Estate, Overdraft loans, or any line of credit (including a Leaders VISA card) are ineligible for a payment skip