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Business Accounts

Business accounts that pave the way for success

Your business needs a financial institution that provides the tools you need to lead your company and employees to the success they deserve.

Leaders Business Accounts

Our accounts have flexible features and affordable rates that make them ideal for new and established businesses in West Tennessee.
No cut-off times for deposits
Free online & mobile banking
Access to real-time account activity
Free debit Mastercard® with no monthly usage fees
Access to 85,000 surcharge-free ATMs
A full-service local call center
Open Business Account
Leaders Business Accounts
Flexible Business Checking Accounts

Leaders Business Checking Accounts have flexible features and affordable rates that make them ideal for new and established businesses in West Tennessee.

 

  • Multiple options to fit your business needs
  • Dividend-bearing accounts
  • Monthly fees waived based on daily balances¹
Flexible Business Checking Accounts
Leaders Business Savings Accounts

Maintain liquidity while putting your money to work earning dividends that you can reinvest in your business.

 

  • Earn up to 0.75% APY² on your balance
  • Free transfers from savings to checking³
  • Flexible minimum deposits to meet your needs
Leaders Business Savings Accounts
Business Term Share Certificates

With flexible terms from 3 months to 60 months, earn dividends to help you grow and achieve your business goals.

 

  • Earn dividends up to 3.00% APY⁴ on select terms
  • Minimum opening balance of $1,000
  • Dividends calculated quarterly for terms longer than 6 months
Business Term Share Certificates
Business Merchant Services

Leaders Credit Union provides a full array of services to help your business process payments quickly and efficiently.

 

  • Electronic Payment Processing
  • Remote Deposit Capture
  • Payroll Services
  • Managed Technology
  • Ecommerce
  • Web Design
Business Merchant Services
Business Investment Services

We’ll create a unified commercial wealth management program for you and your employees.

 

  • Investment Services
  • Group Health Insurance
  • Group Life Insurance
Business Investment Services
Leaders Business Loans

Businesses need working capital to achieve their short and long-term goals. With Leaders Credit Union, you can get the credit or cash you need to succeed.

 

  • Competitive APRs
  • Financial management tools to run your business
  • Free online & mobile banking
Leaders Business Loans

The reviews are in

Don't take our word for it. Read why our members love banking with Leaders.

    star chart 4.9 out of five

    4.9

    4.9 out of 5 (341 Member Reviews)

    Owned by Members

    Owned by Members

    Membership means ownership. As a not-for-profit credit union, we share rewards with our members in the form of dividends.

    Competitive Rates

    Competitive Rates

    Our members benefit from competitive rates that are lower than most financial institutions.

    Local Service

    Local Service

    As part of the West Tennessee community, we’re proud to serve our members and neighbors with a smile.

    Why Leaders?

    Why Leaders?

    Our goal is a simple one: to give our business members the tools they need to achieve their long and short-term goals.

    Join Now
    Stability

    Stability

    We’re one of the largest and healthiest credit unions in Tennessee, providing financial stability to our valued members.

    Comprehensive Services

    Comprehensive Services

    From basic banking services to sophisticated tools to achieve your financial dreams, we’ve got the accounts you need to reach your goals.

    Owned by Members

    Owned by Members

    Membership means ownership. As a not-for-profit credit union, we share rewards with our members in the form of dividends.

    Competitive Rates

    Competitive Rates

    Our members benefit from competitive rates that are lower than most financial institutions.

    Local Service

    Local Service

    As part of the West Tennessee community, we’re proud to serve our members and neighbors with a smile.

    Stability

    Stability

    We’re one of the largest and healthiest credit unions in Tennessee, providing financial stability to our valued members.

    Comprehensive Services

    Comprehensive Services

    From basic banking services to sophisticated tools to achieve your financial dreams, we’ve got the accounts you need to reach your goals.

    Want to meet us?

    We can't wait (and neither should you).
    Meet with a Business Champion

    Disclosures

    1. - $7 monthly fee for Business Stability Checking waived with daily balance of $5,000 of higher. $12 monthly fee for Leading Edge Checking waived with daily balance of $10,000 or higher.

    2. - APY = Annual Percentage Yield. $25,000 minimum opening deposit of New Money or Existing money from an LCU Certificate or Fast Forward Savings required for Champion High Yield Savings. New money is defined as money that has not been on deposit at Leaders Credit Union during the past 30 days. Dividends paid quarterly. $25,000 - 49,999 receives 1.00% APY, $50,000 - $99,999 receives 1.25% APY, $100,000 and higher receives 1.50%.

    3. - Limited to three transfers or withdrawals. If these limitations are exceeded the account will be subject to a service charge for each withdrawal or transfer over the limit.

    4. - APY = Annual Percentage Yield. 3.00% APY applies to 48 and 60 Month Term Share Certificates.