Checking accounts that move you forward
You need a checking account that makes managing your money easy. With no monthly fees, no minimum balances, and convenient mobile and online banking, we’re here to lead you to financial strength.
Leaders Checking Accounts
You are the hero of your own financial success story. We’re here to guide you with no hidden fees, easy access to your money, and financial tools to help when you need it.
No minimum balance requirement
No monthly service charges
Free debit Mastercard®
Unlimited withdrawals
Access to 85,000 surcharge-free ATMs
Free online & mobile banking
Champion Free
Our simplest checking account
Ideal for members who want to keep their money accessible with the convenience of flexible spending without monthly service charges or per-check fees.
- Free debit Mastercard®
- Free online & mobile banking
- Access to 85,000+ ATMs
Champion Rewards
Checking just got more rewarding
With Champion Rewards, you’ll earn up to 5.00% APY¹ and have all the convenience of an online and mobile spending account.
- Earn 5.00% APY¹ up to $15,000 and 3.00% APY¹ up to $250,000
- Free debit Mastercard®
- Get reimbursed for up to $15 per month in foreign ATM fees²
The NEXT Account
For 13-20 year olds
This account is an easy-to-use spending account ideal to teach young people from ages 13-20 about financial responsibility.
- Membership fee is waived
- Free debit Mastercard®
- Free access to our mobile app
Members Earn More
Better rates are your reward for membership.
You can earn up to 5.00% APY¹ with our Champion Rewards Checking Account.
UP TO
5.00%
APY
1
Owned by Members
Membership means ownership. As a not-for-profit credit union, we share rewards with our members in the form of dividends.
Competitive Rates
Our members benefit from competitive rates that are higher than most financial institutions.
Local Service
As part of the West Tennessee community, we’re proud to serve our members with a smile.
Why Leaders?
Our goal is a simple one: to lead our members to the financial security you deserve.
Stability
We’re one of the largest and healthiest credit unions in Tennessee, providing financial stability to our members.
Comprehensive Services
From basic banking services to sophisticated mobile tools, we provide resources to help you achieve your goals.
Owned by Members
Membership means ownership. As a not-for-profit credit union, we share rewards with our members in the form of dividends.
Competitive Rates
Our members benefit from competitive rates that are higher than most financial institutions.
Local Service
As part of the West Tennessee community, we’re proud to serve our members with a smile.
Stability
We’re one of the largest and healthiest credit unions in Tennessee, providing financial stability to our members.
Comprehensive Services
From basic banking services to sophisticated mobile tools, we provide resources to help you achieve your goals.