Champion Free

Our most accessible checking account has no monthly fees.

Checking Made Simple

Opening a checking account shouldn’t be difficult or expensive. With Leaders Champion Free Checking, you can manage your money with a minimum of fuss.

View Account Highlights

Is Champion Free Checking Right for You?

Lead the way with a checking account that is ideal for you. Are you:

Opening your first checking account?

Using your ATM card regularly?

Wanting the comfort of overdraft privilege/courtesy pay?

Looking for an account with no monthly fees?

No monthly service charge or per-check fees

Debit Mastercard® with no monthly fee

Access to 85,000 surcharge-free ATMs

Highlights

The no-fee checking account you need.

Easy payroll authorization for direct deposit

No minimum balance to open

No monthly service charge or per-check fees

Debit Mastercard® with no monthly fee

Access to 85,000 surcharge-free ATMs

Easy payroll authorization for direct deposit

No minimum balance to open

Open Your Account Today

Testimonials

What Our Members Are Saying About Leaders

Leaders Credit Union embodies exceptional service to their members, innovation in banking, and leadership in the community. My family knows that Leaders will always be there for us, whether buying a home, paying off a car, or building savings.

Luke Pruett

LeBonheur Children’s Hospital

Leaders Credit Union prides itself on supporting the local community and investing in members’ experience. Leaders is more than a financial institution — it’s family!

Maliah Harmon

Ingram Content Group

The personal service and care I receive from Leaders is second to none. Their outstanding online and mobile presence makes banking easier for me and my often-times hectic lifestyle. At the end of the day, I know they have my best interests in mind.

Jason A. Sykes

Bartlett City Schools

Your financial champion was fantastic in opening an account for my oldest daughter. He took the time to answer all the questions we had about the process, even the bonus ones thrown his way by my other kids. I cannot say enough great things about Leaders and how thankful I am bank with you!

Amanda D. Stewart

Future Leader Savings

Our experience in getting a HELOC from Leaders was awesome! We were able to complete the paperwork and get it funded very quickly. Once it was funded, we were able to move money from that account into our checking account, all through the Leaders mobile app.

Dave Bratcher

YMCA of West Tennessee

Frequently Asked Questions about
Checking Accounts

Can I open a checking account online?: Yes. New and existing Leaders Credit Union members can open a new checking account online in just a few minutes.

Is there a minimum deposit to open a checking account?: No. There is no minimum deposit to open a checking account. If you are a new member, you will need to pay the $25 membership fee and deposit $10 into your membership savings.

Can I deposit checks with my phone?

Yes, our mobile app is available to all members for quick deposits. Simply open the mobile app and follow these steps:

Tap the “Deposit Checks” icon on the home screen.
Add the amount of your check and choose your account to deposit it.
Endorse your check according to the in-app instructions.
Take pictures of the front and back of your check.
Wait for confirmation that your deposit has been completed.
Securely store or shred your check.

How can I stop a charge on my debit card?: For recurring charges, you should contact the vendor to make alternative payment arrangements. Once a transaction is approved and pending, we cannot reverse it. Keep in mind that canceling your card and getting a new one may not stop recurring charges.

More rewarding checking

You'll be driving in no time

The branch in the palm of your hand

Guiding You on your Financial Journey

Become a Member Today

Champion Free