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Earning interest on your checking just got more rewarding!

  • Earn up to 5.00% APY¹ with Champion Rewards
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  • Rates as low as 4.49% APR²
  • Terms up to 96 months
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  • Financial Wellness Blog, Counseling, and other free tools
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We believe everyone deserves a champion, and we want to be your financial champion for life.

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Personal Loans

Putting Your Dreams Within Reach

Leaders Credit Union provides flexible personal loans to give you the money you need to pay for expenses, consolidate debt, or build a solid credit history.

Explore Personal Loans

Leaders Personal Loans

You’re in pursuit of a bright financial future and you can get there with a personal loan that offers competitive rates and flexible terms to suit your needs.
Flexible loan terms
Easy online and application process
Competitive interest rates
Access to online bill pay and other features
Free online banking & mobile app
Skip one loan payment a year
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Leaders Personal Loans
Consolidation Loans

Saving money by consolidating your debt is simpler than ever with Leaders Debt Consolidation Loans.

 

  • Rates as low as 9.24% APR¹
  • Flexible terms up to 84 months
  • Loan amounts from $5,000 to $40,000
Apply for Consolidation Loan
Consolidation Loans
Personal Signature Loans

Get the money you need to pay for unexpected expenses, emergencies, or anything else, with competitive rates.

 

  • Easy online loan application
  • Flexible loan terms of up to 60 months
  • Competitive rates starting at 10.24% APR²
Apply for Signature Loan
Personal Signature Loans
Share-Secured Loans

Build your credit with our affordable share-secured loans, which use your Leaders’ deposit as collateral.

 

  • Easy online application process
  • Competitive rates starting at 2.10% APR³
  • Flexible loan terms of up to 144 months
Apply for Share-Secured Loan
Share-Secured Loans
Terms up to
APR Starting At
Minimum Loan Amount
Maximum Loan Amount
Online Application
Consolidation Loan
84 months
Terms up to
9.24% 1
APR Starting At
$5,000
Minimum Loan Amount
$40,000
Maximum Loan Amount
Online Application
Signature Loan
60 months
Terms up to
10.24% 2
APR Starting At
$1,000
Minimum Loan Amount
$40,000
Maximum Loan Amount
Online Application
Share-Secured Loan
144 months
Terms up to
2.10% 3
APR Starting At
Determined by deposit rate
Minimum Loan Amount
Determined by deposit rate
Maximum Loan Amount
Online Application

The reviews are in

Don't take our word for it. Read why our members love banking with Leaders.

    star chart 4.9 out of five

    4.9

    4.9 out of 5 (341 Member Reviews)

    Owned by Members

    Owned by Members

    Membership means ownership. As a not-for-profit credit union, we share rewards with our members in the form of dividends.

    Competitive Rates

    Competitive Rates

    Our members benefit from competitive rates that are lower than most financial institutions.

    Local Service

    Local Service

    As part of the West Tennessee community, we’re proud to serve our members and neighbors with a smile.

    Why Leaders

    Why Leaders

    Our goal is a simple one: to lead our members to the financial security they deserve.

    Apply for Personal Loan
    Stability

    Stability

    We’re one of the largest and healthiest credit unions in Tennessee, providing financial stability to our valued members.

    Comprehensive Services

    Comprehensive Services

    From basic banking services to sophisticated tools to achieve your financial dreams, we’ve got the accounts you need to reach your goals.

    Owned by Members

    Owned by Members

    Membership means ownership. As a not-for-profit credit union, we share rewards with our members in the form of dividends.

    Competitive Rates

    Competitive Rates

    Our members benefit from competitive rates that are lower than most financial institutions.

    Local Service

    Local Service

    As part of the West Tennessee community, we’re proud to serve our members and neighbors with a smile.

    Stability

    Stability

    We’re one of the largest and healthiest credit unions in Tennessee, providing financial stability to our valued members.

    Comprehensive Services

    Comprehensive Services

    From basic banking services to sophisticated tools to achieve your financial dreams, we’ve got the accounts you need to reach your goals.

    Have questions?

    One of our financial champions will be happy to guide you.
    Find a Branch Near Me

    Disclosures

    1. - APR is Annual Percentage Rate.

    Debt Consolidation Loans: Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “as low as 9.24% APR” apply to well-qualified applicants with credit scores of 760. Minimum loan amount of $5,000 with a maximum amount of $40,000 based on creditworthiness. Not all applicants will qualify for the lowest rate. Tradelines must appear on the applicant’s credit report for a minimum of six months prior to application.

    Other restrictions may apply.

    Loan rate effective as of 04/06/2023, and is subject to change without notice. Payment Example: 48 monthly payments of approximately $25.11 per $1,000 borrowed at 9.24% APR.

    2. - APR is Annual Percentage Rate.

    Personal Signature Loans: Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “as low as 10.24% APR” apply to well-qualified applicants with credit scores of 760. Minimum loan amount of $1,000 with a maximum amount of $40,000 based on creditworthiness. Not all applicants will qualify for the lowest rate. Tradelines must appear on the applicant’s credit report for a minimum of six months prior to application.

    Other restrictions may apply.

    Loan rate effective as of 04/06/2023, and is subject to change without notice. Payment Example: 24 monthly payments of approximately $46.47 per $1,000 borrowed at 10.24% APR.

    3. - APR is Annual Percentage Rate.

    Share-Secured Loans: Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “as low as 2.10% APR” apply to well-qualified applicants with credit scores of 760. Minimum and maximum loan amount determined by deposit rate based on creditworthiness. Not all applicants will qualify for the lowest rate. Tradelines must appear on the applicant’s credit report for a minimum of six months prior to application.

    Other restrictions may apply.

    Loan rate effective as of 03/3/2023, and is subject to change without notice. Payment Example: 24 monthly payments of approximately $42.62 per $1,000 borrowed at 2.10% APR.