Fast Forward Savings

Earn high dividends to grow your savings quickly.

Jump-Start Your Savings

Get inspired to save more with quick results. With Fast Forward Savings, we’re leading the way to financial security with an account that encourages you to grow your savings.

View Account Highlights

Fast Forward Savings Helps Members Build Their Savings

It’s time to fast-track your savings to achieve your financial goals. Are you:

Looking for an incentive to build your savings?

Wanting to earn dividends on the money you deposit?

In search of simple banking tools to help you manage your money?

Ready to work toward your long-term financial goals?

Seeking an account that will put your money to work with a competitive APY¹?

Members Earn More

Better rates are your reward for membership.

Our Fast Forward savings account earns up to 5.00% APY¹ to help your jump-start your savings.

UP TO 5.00% APY 1

Tiered Rates Encourage Healthy Savings Habits

Looking for better rates on higher balances? Check out our Champion High Yield Savings.

Fast Forward Savings

Balance Rate

Percent Earned

Balance Rate

$0.00 - $4,999.99

Percent Earned

5.00% APY¹

Balance Rate

$5,000 - $9,999.99

Percent Earned

2.00% APY¹

Balance Rate

$10,000 - $24,999.99

Percent Earned

0.25% APY¹

Balance Rate

$25,000 and over

Percent Earned

0.00% APY¹

Looking for better rates on higher balances? Check out our Champion High Yield Savings.

How Our Fast Forward Savings Stacks Up

Our members earn more with dividends that beat the national average.

Earn up to 8.5X the national average²

Tiered dividends allow your money to grow

Keep your money accessible while you earn dividends

5.00% APY 1

0.59% APY 2

Earn 5.00% APY¹

No minimum balance to earn dividends

No monthly fee

Highlights

The right savings account to kick-start your financial future.

Track your savings with our free mobile app

$25 minimum deposit to open an account

Earn 5.00% APY¹

No minimum balance to earn dividends

No monthly fee

Track your savings with our free mobile app

$25 minimum deposit to open an account

Open Your Account Today

Testimonials

What Our Members Are Saying About Leaders

Leaders Credit Union embodies exceptional service to their members, innovation in banking, and leadership in the community. My family knows that Leaders will always be there for us, whether buying a home, paying off a car, or building savings.

Luke Pruett

LeBonheur Children’s Hospital

Leaders Credit Union prides itself on supporting the local community and investing in members’ experience. Leaders is more than a financial institution — it’s family!

Maliah Harmon

Ingram Content Group

The personal service and care I receive from Leaders is second to none. Their outstanding online and mobile presence makes banking easier for me and my often-times hectic lifestyle. At the end of the day, I know they have my best interests in mind.

Jason A. Sykes

Bartlett City Schools

Your financial champion was fantastic in opening an account for my oldest daughter. He took the time to answer all the questions we had about the process, even the bonus ones thrown his way by my other kids. I cannot say enough great things about Leaders and how thankful I am bank with you!

Amanda D. Stewart

Future Leader Savings

Our experience in getting a HELOC from Leaders was awesome! We were able to complete the paperwork and get it funded very quickly. Once it was funded, we were able to move money from that account into our checking account, all through the Leaders mobile app.

Dave Bratcher

YMCA of West Tennessee

Are you ready to jump-start your savings with generous dividends?

We’re here to lead the way to accelerated savings. Our free savings calculator can help you achieve your long-term financial goals.

Enter your starting amount, estimated monthly savings, and interest rate to calculate how much you can save. You can use this information to fine-tune your long-term financial goals. You can even email your results to yourself, so they’ll always be accessible.

Frequently Asked Questions About
Savings Accounts

Can I open a savings account online?: Yes. New and existing members can open a savings account online in just a few minutes. .

Is there a minimum deposit to open a savings account?: That depends on the account. Some of our savings accounts have no minimum deposit requirement while others do require a minimum deposit. Minimum deposits start at $10.

Do I need to be a Leaders member to open a savings account?: Yes. Credit unions are owned by members and you must join to be a member. The membership fee is a one-time charge of $25.

What are dividends?: Dividends are money you earn for maintaining a balance in certain accounts. An account dividend is expressed as a percentage and calculated based on the average daily balance in the account for a month. Dividends are paid monthly or quarterly, depending on the account. The APY is the Annual Percentage Yield and represents the total actual percentage that a fixed sum in an account would earn in a year, including dividend accruals.

How does the Fast Forward Savings account accelerate my savings?: Leaders Credit Union believes in rewarding good financial habits. We’ve built in a high APY¹ of 5.00% for $0.00 - $4,999.99 savings to incentivize members to set money aside for a bright future.

What are the requirements to earn dividends on a Fast Forward Savings account?: You must make at least one deposit of $20 each month (not counting your earnings on the account) to earn dividends. You will not be eligible to receive dividends in any month when you make a withdrawal from your account. (If you do make withdrawals, your first withdrawal is free and any subsequently monthly withdrawals will incur a $5 service charge.)

Disclosures

1. - APY = Annual Percentage Yield. 5.00% APY effective 03/01/2024. In order to qualify to receive interest for the month, the member must not withdraw from the account and have at least one (1) deposit for at least $20.00 (not including the interest from the account). If the member withdraws from the account, the member will not receive interest for the month. One FREE withdrawal per month, additional withdrawals are subject to a $5 fee. Account limited to one per membership.

2. - Based on the national APY average on savings accounts in the US according to Bankrate as of 02/24/2024.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency

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Fast Forward Savings

Jump-Start Your Savings