Yes. Most of our savings accounts can be opened online. However, you must meet

That depends on the account. Some of our savings accounts have no minimum deposit requirement while others do require a minimum deposit. Minimum deposits start at $10.

Yes. Credit unions are owned by members and you must join to be a member. The membership fee is a one-time charge of $25.

Dividends are money you earn for maintaining a balance in certain accounts. An account dividend is expressed as a percentage and calculated based on the average daily balance in the account for a month. Dividends are paid monthly or quarterly, depending on the account. The APY is the Annual Percentage Yield and represents the total actual percentage that a fixed sum in an account would earn in a year, including dividend accruals.

Yes, you can. We’ve designed the Money Market Certificate to be flexible to encourage our members to grow their money. After you open your account, you may deposit additional funds or withdraw funds without a penalty.

The minimum balance to earn dividends is $1,000. You can keep your account open with a balance lower than $1,000 and you’ll start earning dividends again once your balance goes up.